Terms and Conditions
Effective Date: July 31, 2025
Welcome to InsureReady.net. These Terms and Conditions ("Terms") govern your use of our website and services. By accessing or using our site, you agree to comply with and be bound by the following terms. If you do not agree with any part of these terms, please do not use this website.
1. Website Ownership and Operation
InsureReady.net (“we,” “us,” or “our”) is owned and operated by an independent licensed insurance agent that conducts business exclusively within the state of Florida, USA. All services and products referenced on this site are intended only for residents of Florida.
2. Eligibility
You must be at least 18 years old and a legal resident of Florida to use our services or request insurance quotes. By using this website, you affirm that you meet these eligibility requirements.
3. No Insurance Coverage Guarantee
Use of this website does not constitute the purchase of insurance or the binding of coverage. Insurance coverage is not effective until it has been confirmed by an authorized agent, a completed application is accepted, and payment has been received and processed.
4. Not Legal or Financial Advice
The content on InsureReady.net is provided for informational purposes only. It does not constitute legal, financial, or insurance advice. Please consult with a licensed professional regarding your specific insurance needs and circumstances.
5. Licensing and Jurisdiction
InsureReady.net and its agents are licensed only in the state of Florida. We do not offer services or sell insurance in any other U.S. state or foreign jurisdiction. This website is governed by the laws and regulations of the State of Florida.
6. Quotes and Estimates
All insurance quotes provided through this website are non-binding and subject to underwriting approval by the respective insurance carrier. Rates and availability may change at any time without notice.
7. Third-Party Links and Services
This website may contain links to third-party websites for your convenience. InsureReady.net does not control these third-party sites and is not responsible for their content, terms, privacy policies, or services. Use them at your own risk.
8. Intellectual Property
All content on this site, including text, graphics, logos, icons, images, and software, is the property of InsureReady.net or its content suppliers and is protected by intellectual property laws. You may not copy, reproduce, distribute, or modify any content without our written consent.
9. User Conduct
By using our website, you agree not to:
- Use it for any unlawful or fraudulent purpose.
- Upload or transmit any malicious code or software.
- Attempt to gain unauthorized access to the website or our servers.
- Misrepresent your identity or eligibility.
- Scrape or collect data from our site using automated tools.
10. Disclaimer of Warranties
The information provided on this website is "as is" without any warranties, either express or implied. We do not guarantee the accuracy, completeness, or reliability of the content or services.
11. Limitation of Liability
In no event shall InsureReady.net, its affiliates, partners, or agents be liable for any damages arising out of your use or inability to use the site or services. This includes, but is not limited to, direct, indirect, incidental, punitive, and consequential damages.
12. Indemnification
You agree to defend, indemnify, and hold harmless InsureReady.net and its affiliates from any claims, losses, liabilities, expenses, or damages (including attorneys’ fees) arising out of your use of the website or your violation of these Terms.
13. Privacy Policy
Your use of the site is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.
14. Changes to Terms
We reserve the right to update or modify these Terms at any time without prior notice. Continued use of the website after changes are posted constitutes your acceptance of the updated Terms.
15. Termination
We may suspend or terminate your access to the website for any reason, including violation of these Terms, without notice or liability.
16. Contact Information
If you have any questions or concerns regarding these Terms and Conditions, please contact us at:
InsureReady.net
Email: agenternst@gmail.com
Phone: 561-271-8940
Location: Florida, USA
17. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and InsureReady.net with respect to the use of the website and services.